Blog
Welcome to the Gary Wagner Insurance Blog!
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Home prices are not home values
The moves made by the Fed have poured icy water on the once scalding housing market, freezing prices or in some cases even lowering them.So that means your home is insured for the right amount and you can stop worrying, right?Sadly, no...
Read MoreStormy factors could lead to Homeowners' rate increases.
No one likes for insurance rates to go up. But a perfect storm of factors could be driving up rates for homeowners' customers across the country, especially in the Southeast.A combination of high population growth, fluctuating cost of...
Read MoreAir Travel Safety Tips 2.0
It is that time of year when everyone keeps an eye on their calendars.Whether it's the beach, the mountains, or a magical urban retreat, your long-awaited vacation is around the corner.If you're a seasoned traveler, you already know...
Read MoreHow to Avoid Common Summer Insurance Claims
Ah, Summer. A time for fun, relaxation… and risk! As you enjoy the balmy weather and outdoor activities, make sure to take some simple steps to keep your sweet summer from going sour.Here are some tips for mitigating risk this...
Read MoreBudgeting for Surprises: Summer Travel Tips
Now that summer is in full swing, it's the perfect time to take a trip. But sometimes, even your best-laid plans go a little off-kilter.Here are a few of the most common travel issues and how to make sure that no matter what happens,...
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Stormy factors could lead to Homeowners' rate increases.
No one likes for insurance rates to go up. But a perfect storm of factors could be driving up rates for homeowners' customers across the country, especially in the Southeast.A combination of high population growth, fluctuating cost of...
Read MoreHow to Avoid Common Summer Insurance Claims
Ah, Summer. A time for fun, relaxation… and risk! As you enjoy the balmy weather and outdoor activities, make sure to take some simple steps to keep your sweet summer from going sour.Here are some tips for mitigating risk this...
Read More
Wet Wide World
It’s raining cats and dogs all over the world, and many places that thought they’d never have a flood are dealing with high water.Even in your neck of the woods, flooding is more likely than ever to happen.If you’re...
Read MoreE-bike? Easy.
Whether you already have an e-bike or you’ve found yourself mesmerized as one glided silently down the street, they’re all the rage. It’s easy to see why.E-bikes are a perfect midpoint between the convenience of a...
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Wet Wide World
It’s raining cats and dogs all over the world, and many places that thought they’d never have a flood are dealing with high water.Even in your neck of the woods, flooding is more likely than ever to happen.If you’re...
Read More
Wet Wide World
It’s raining cats and dogs all over the world, and many places that thought they’d never have a flood are dealing with high water.Even in your neck of the woods, flooding is more likely than ever to happen.If you’re...
Read MoreCost Cutting Confidential
Like most Americans, you're probably feeling the impact of inflation across your finances — including insurance costs.As the price of materials and supplies increases, each claim can become more expensive than the last.Try these...
Read MoreHow to Keep Your Identity Safe
In case you didn’t know, June is National Internet Safety Month. With nearly 4 billion people on social media worldwide, plus the risks of using online brokerage and bank accounts, the need for digital security has never been...
Read MoreFirst Day of Spring
Spring is here! And soon the landscape will turn greener and the weather warmer. Perhaps you are already thinking about what you would like to do – the trips you could take, that new look for your yard or your garden, a day at...
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Time to Spring Forward
Do the days seem to be getting just a bit longer? Yes, you’re correct. It is almost Daylight Saving Time.Many of the timepieces you rely on will make the change thanks to their software programming; others will need adjustment....
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Tips for Unexpected Winter Weather
If you’re like many Americans, you’ve been hit by a hefty dose of winter recently. Even if you aren’t used to snowstorms, heavy rains, or bitterly cold temperatures, you should keep a few things in mind to either limit...
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Happy Presidents Day
Presidents Day is upon us. It's time to celebrate Washington's birthday and celebrate the founding of our nation. Washington said, "Perseverance and spirit have done wonders in all ages." This Presidents Day, I hope you take a moment...
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Happy St. Patrick's Day
What happens on March 17? What makes that day so special? If you are of Irish descent or Irish at heart, you surely know – it is St. Patrick’s Day! On this day, the patron saint of Ireland is honored and celebrated, and...
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Your Worst Case Scenario Kit
This winter has been one heck of a wild one.We’ve seen freezing temperatures, heavy winter weather where you would expect it, and even lots of snow and ice in places where you typically don’t. And, as all of those stranded...
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Cost of Materials and Insurance
If you’re a homeowner or on your way to becoming one, you’ve probably heard about the increasing construction costs.In addition to making the purchase of a new home difficult for many, skyrocketing prices for lumber and...
Read MoreIce? Ice! Maybe.
Let’s stop and collaborate about a hazard many of us face in the winter: ice.A whopping 24% of all vehicle accidents happen in winter weather (snow, freezing rain, sleet, and frozen ice). It affects homes and other pieces of...
Read MoreMother Nature takes no holidays.
Whether you didn’t want to see it end or couldn’t wait for it to be over, 2022 did not go out with a whimper.Record cold temperatures. Record blizzards. Record rainstorms. No matter what our plans were for the holidays,...
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Simple Cyber Security Tips
If you’re reading this, you’re online. Nearly everyone is now, from kids with phones to grandmas looking at those kids on social media.Unfortunately, if you’re online, you’re also vulnerable to cyber attacks....
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Happy New Year - 2022 into 2023
A new year is on the horizon. Each day that comes presents something new and exciting both for you and the people in your life.Is this the year you open the door to something new and exciting? Embark on some new travel adventure? Or...
Read MoreHoliday Presents and Accounted For
The weather is cooler. The music is festive. The air is alive with the smells of pine, nutmeg, and commerce. The holidays are here, which means family, friendship, and presents.But let’s talk about those gifts.Most valuables are...
Read MoreHoliday Traffic
It’s hard to believe it, but it’s official: The end-of-the-year holidays are here.Thanksgiving is right around the corner, kicking off some of the busiest traffic weeks of the year. Whether you are flying across the country...
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Remembering Pearl Harbor
In Hawaii, among the verdant natural beauty and warm and welcoming waters, there stands a monument. The Pearl Harbor National Memorial marks the destruction of the U.S.S. Arizona, the final resting place of 1,102 soldiers who lost...
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Happy Thanksgiving
Thanksgiving will be here soon. The holiday always gives us a chance to appreciate what we have – friendships, relationships, and a sense of togetherness. These gifts are priceless.This holiday is also an appropriate time for me...
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Tips for Unexpected Winter Weather
If you’re like many Americans, you’ve been hit by a hefty dose of winter recently.Even if you aren’t used to snowstorms, heavy rains, or bitterly cold temperatures, you should keep a few things in mind to either limit...
Read MoreClaims After a Disaster
As hurricane Ian reminded us, natural disasters are a part of living on Mother Earth.Insurance was designed to help during events just like these. But what should you do if you have a claim during one of these disasters?Knowing how to...
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Honoring Veterans Day
On November 11, we honor the bravery and sacrifice of those who have served America in the armed forces. It is also a time to appreciate the commitment of our active military personnel and their dedicated families.Let us honor their...
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Daylight Savings Time
The leaves are falling, the weather is getting colder, and the sun is setting earlier. Sure enough, Daylight Saving Time is about to end for the year. I just thought I would remind you.DST ends this year at exactly 2:00 am on the first...
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Happy Halloween!
October is coming to an end, and that means Halloween will be here before you know it. Are you ready for the holiday? If you have kids, no doubt they are!All Hallows Eve is celebrated in many ways today; they are all enjoyable. So,...
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Considerations During Medicare’s Open Enrollment
How long has it been since you’ve reviewed your Medicare policy? With open enrollment fast approaching, there are a few questions you may want to ask yourself before you renew, add, drop, or switch coverage.Have you switched...
Read MoreCost Cutting Confidential
Like most Americans, you're probably feeling the impact of inflation across your finances — including insurance costs.As the price of materials and supplies increases, each claim can become more expensive than the last.Try these...
Read MoreHow The Housing Market Affects Your Home Coverage
Are you obsessively checking home prices on your favorite real estate app, even if you aren’t in the market to buy or sell?You’re not alone. Homeowners across the country are wondering how high interest rates and falling...
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