Do New Solo and Small Businesses Need Insurance?

Starting and owning a business is a part of the American dream. Using your brains, grit, and a little luck to make something out of nothing is a challenge that is celebrated and, hopefully, rewarded.

But when you’re starting out, the last thing you want is one more bill to pay. So it may be tempting to ignore insurance until you’re “successful,” but that definition is different for everyone.

The truth is insurance can help businesses no matter how small. Here are just a few ways the right coverage can help you from the start:

• Legal Coverage - Going into business means wading into a sea of risk. General liability coverage, by itself or as part of a BOP, can help pay for legal fees and other expenses related to a covered event.

• Property Coverage - Items used and owned by your business need the right coverage. Even a business run from a laptop may need the right coverage or face policy limits or denied claims.

• Commercial Auto - If you are starting a business or have had one for a while, talking to us about the right insurance protection could save you some hassle.

If you are starting a business or have had one for a while, talking to us about the right insurance protection could save you some hassle.